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South Lake Tahoe Short Sales: Benefits of Bank of America’s New Short Sale Program

South Lake Tahoe, CA– Bank of America’s Cooperative Short Sale makes the entire short sale process easier for everyone involved.

The bank has rolled this out because a short sale reduces their losses compared to a foreclosure. A short sale is quicker than a foreclosure and it doesn’t tarnish the bank’s reputation as much as a foreclosure.

Banks don’t want to have bank owned properties on their balance sheet. The fact is: it makes financial, legal and good PR sense for banks to close out non-performing loans this way.

Here are the benefits to the homeowner of a Successful Cooperative Short Sale with Bank of America:

* Bank of America will pay the Seller $2,500 for moving expenses.

* Bank of America will not pursue the deficiency amount – the bank waives its right to go after the seller for the deficiency.

* Bank of America will not foreclose on your home.

* Bank of America assigns a listing price – then re-assesses the price every 2 weeks, until a buyer is found.

Another good thing with the cooperative short sale is that the homeowner doesn’t have the stigma of a foreclosure on his or her record.

Eligibility requirements include asset reviews, no second liens, and require participating investors. Thinking about a short sale?

I can help you short sale your property. Send me an e-mail at scott-pearce@live.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 530-318-1030.

Scott Pearce Chase International South Tahoe Realty.  www.SoLakeTahoeHomes.com

Article written by Chris Curry.

Published Monday, January 30, 2012 4:46 PM by Scott Pearce

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